What You Should Know About an Independent Medical Examination

If you were injured at work in Washington D.C., Maryland, or Virginia, you may be scheduled for an Independent Medical Examination (IME) as part of your workers’ compensation claim. But despite the name, an IME is not truly independent.

The insurance company chooses the doctor, sets the appointment, and uses the report to decide whether to approve or deny your benefits. This doctor does not treat you. Their job is to evaluate your condition—often in ways that help the insurance company, not you.

Why the IME Matters

An IME can have serious consequences for your workers’ compensation case. The doctor’s report may be used to:

• Dispute your diagnosis or treatment plan

• Say you are ready to return to work

• Limit or stop your wage replacement benefits

• Deny future medical treatment

That’s why it is important to understand that this exam is not in your best interest. It is a tool the insurance company uses to challenge your injury.

How to Protect Yourself Before and During the IME

If you are required to attend an IME, keep these tips in mind:

• Be brief, honest, and direct. Do not exaggerate or minimize your symptoms.

• Avoid casual conversation. The doctor may report everything you say.

• Do not do anything that causes pain or discomfort unless specifically asked.

• Remember that the exam begins the moment you arrive—even walking from the parking lot can be observed and reported.

The goal of the IME doctor is to look for inconsistencies or signs that your injury is not as serious as claimed. Be cautious and prepared.

What You Can Do If an IME Affects Your Benefits

If your workers’ comp benefits were reduced, delayed, or denied after an IME, you are not alone—and you do not have to accept the insurance company’s decision.

At Donahoe Kearney, we represent injured workers across Washington D.C., Maryland, and Virginia. We understand how IMEs are used against people and what it takes to protect your rights and benefits.

Call us at 202-393-3320 or reach out to us by booking your same-day consultation.

We are here to help you protect your health, your income, and your future.