How a Lawyer Helps You Beat the System That’s Against You

After getting injured on the job, you will need all the benefits you can get. Unfortunately, your rent or mortgage and other bills won’t stop from piling up, which is why you need access to all the benefits you are entitled to under your workers’ compensation claim.

In a workers’ comp case, the insurance company will have doctors, adjusters, nurse case managers, and their own team of dedicated lawyers working for them. Because it is a complex system and they have handled thousands of claims, it is best to have someone on your side who knows about your workers’ compensation rights. If you were injured while working in D.C., Northern Virginia, or Maryland, you should contact an experienced workers’ compensation lawyer to help you protect your rights and beat the system that is working against you.

For the legal help you are looking for, call Donahoe Kearney to speak with an attorney who has successfully represented many injured workers and can help you too. Call us for more information at 202.393.3320 or reach us online at https://donahoekearney.com/contact.cfm.

Hiring An Attorney For Your Long-Term Disability Claim

If you have a serious injury or a medical condition and can’t work, you probably need an experienced attorney to help you navigate the long-term disability process. And many employers in Washington, D.C. offer long-term disability as part of their employee benefits package, and many executives, doctors, and lawyers purchase their own disability policies to protect themselves in case of a serious illness or injury.

Many times, the process starts with applying for short-term disability benefits, which usually have a term of about 14 weeks to six months. Typically these benefits are administered by a disability insurance company, using the companies’ money to pay the actual benefits.

You Could Be Waiting Months to Receive Your Benefits

Long-term disability benefits typically have a waiting period, usually between three and six months.

Because a successful short-term or long-term disability case will depend on analyzing the insurance policy and working with your doctors to make sure your limitations and restrictions prevent you from working fall within the policy terms and definitions, for many people, it helps to consult with a long-term disability attorney early in the process to make sure things are done right from the beginning.

Even after a serious injury or medical condition, many times someone will receive short-term disability benefits and then be denied long-term disability benefits. Or, they may receive long-term disability benefits for a period of time, and then the insurance company terminates their benefits. Both of these require you to file an appeal.

You Should Speak To An Experienced ERISA Disability Lawyer Quickly

The best time to talk to an experienced lawyer about your long-term disability appeal is right after you receive the letter denying your benefits. Under ERISA, the federal law that governs most long-term disability insurance policy cases, you have 180 days to file an appeal.

Our long-term disability appeals team will review your denial letter for free, in confidence, and with no obligation, to give you a plan on the next steps to take to put your appeal in the best position. If you need to appeal a denial of long-term disability benefits, you will need to research the law, analyze the medicine, and draft a persuasive appeal. Most of our appeals range from 20 pages to 100+ pages long with the additional exhibits and evidence we submit.

If you need to apply for long-term disability benefits or your benefits have been denied, this can be an overwhelming and stressful process, especially when you are dealing with a significant injury or medical condition. We help guide people through the disability process to stand up to the insurance company. Call us today at 202-393-3320 or send your denial letter to info@dkllp.com so we can get started helping you today.

You Need To Be Prepared For What is Coming.

As I say in my book, Protect Your Rights: The Ultimate Guide to D.C. Workers Compensation, Don’t wait.

The insurance company already has a team of lawyers, adjusters, nurses, case managers, and investigators working against you from the moment you got hurt at work – sometimes before you even get to the hospital.

If you have a serious injury and you will be out of work or need surgery, you need to act now to protect yourself and your family from the long-term consequences of the injuries. Even though you may be getting benefits, there is no guarantee those will continue, and you may not even be getting paid at the correct rate. The insurance company will never tell you everything you are entitled to in the future, or whether you can get benefits if your injury is permanent.

I literally wrote the book on workers’ compensation because one young couple got totally screwed by the insurance company – and by the time they came to me, it was too late.

There was nothing I could do.

I tell people a little bit about their story when I send them a copy of the book.

You’ll see why a hard-working union man, Mike (that’s not his real name – I’m protecting his privacy) with a serious, legit injury that would end his career, was legally getting paid $20,000 less per year by his worker’s comp insurance company because he made a common mistake he had no idea he was making at the time.

So don’t delay in getting the best workers’ compensation lawyer for your case. As I say in my book, the insurance company’s duty is to its shareholders – not you! No matter how nice they are or how smoothly everything went at first, there comes a time when that all changes.

In fact, I just spoke to a nurse I couldn’t help because her injury lifting a patient happened so long ago. If she had called shortly after the injury, she would be much better off today, getting the medical treatment and income benefits she should have been getting.

Get the information you need to help yourself and your family by calling 202-393-3320. Any discussion we have will be free, confidential, with no obligation, and above all else, no pressure. But you’ll walk away knowing a lot more about the worker’s comp system and how to protect yourself and your family.

The insurance company or your employer won’t do it for you.