How to Get Medical Bills Paid After a Car Accident
After a serious accident in the DMV, many people think the other driver’s insurance will automatically pay their medical bills. Unfortunately, that’s not how it works. The other driver’s insurance won’t cover your expenses upfront. Knowing the steps to take can help you get the treatment you need. First, use your health insurance if you have it. Next, learn how the claims process works. Finally, keep detailed records of your medical care and expenses. Following these steps can make a big difference in getting the compensation you deserve.
First, If You Have Health Insurance, Use It
Depending on where you live and your health insurance plan, you might have to repay what your insurance covered from any settlement. But don’t worry—there are a couple of reasons why this is still beneficial:
- Repayment is limited: You only need to repay what your health insurance actually covered, not the full amount charged by the hospital or doctor.
- Repayment depends on winning: You only repay if you win or settle your case. If you don’t get a settlement, you owe nothing.
Understand How the Insurance Claims Process Works
Understanding the claims process is key. You’ll need to prove damages like medical expenses, future needs, pain, lost income, and other costs due to the accident. Knowing what to expect can help you gather the right evidence.
Keep Detailed Records of Everything
Good records are essential. If you’re seeking a settlement from the other driver’s insurance, you’ll need to prove fault and injury. Settlements usually come after you’ve healed or no longer need treatment. Organizing your records ensures you can present a strong case.
What If You Don’t Have Health Insurance?
If you don’t have health insurance, part of your settlement may go toward covering your medical expenses from the accident.
Contact Our Experienced Car Accident Lawyers Today
We help people with serious injuries every day in DC, Maryland, and Virginia. Give us a call at (202) 393-3320 and tell us your story. If you’d prefer to schedule a call to discuss your situation further, click here.
Order your free copy of The Ultimate Guide to Accident Cases in the DC Metro Area by clicking here.