If your car is totaled after a Washington, DC car accident, the damage to your vehicle is handled separately from your personal injury claim. If another driver caused the crash, their insurance company is responsible for the damage they caused. If you were also injured, there may still be a lot to deal with after the car itself is taken care of.
What Happens If the Insurance Company Totals Your Car?
When the damage is serious enough, the insurance company may treat your car as a total loss instead of repairing it. Problems can come up if the other driver’s insurance company disputes who caused the accident or tries to place some of the blame on you.
That can slow down the property damage side of the claim, but it does not change the fact that you may also have a separate claim for injuries from the crash.
What Happens to Your Injury Claim?
Getting the totaled car handled does not end your injury case. If you were hurt, you may still be treating with doctors, going to physical therapy, missing work, or finding out whether you will need surgery or other care.
The insurance company may also be asking questions about your injuries, treatment, work, and how the accident happened. That is why we look at the full effect of the crash, not just what happened to the vehicle.
What If the Insurance Company Disputes the Accident?
Insurance companies do not always agree about who caused a crash. The other driver’s insurer may argue that its driver was not responsible or try to blame you instead.
When that happens, information from the accident can become especially important, including photographs, the police report, medical records, and other evidence showing what happened and how you were hurt.
How Does Donahoe Kearney Help?
At Donahoe Kearney, we help people who have been seriously injured in car accidents in Washington, D.C. We deal with the insurance company, keep track of the medical and work-related parts of the case, and help make sure the claim is not rushed while you are still treating.
If your car was totaled and you were seriously injured in a Washington, D.C. car accident, call Donahoe Kearney at 202-393-3320 or contact our team about your car accident.
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