How To Find Out If Your Employer Has Workers’ Compensation Insurance

After your work injury, your supervisor should provide information to you about how to file your workers’ compensation claim. Normally, your employer will immediately notify the insurance company and give you paperwork that you will need to fill out.

If your employer does not follow these steps after your work injury, they may not have workers’ compensation insurance. If you are still unsure about the status of your employer’s coverage, the Washington D.C. Office of Workers’ Compensation has a free online tool available that can verify your employer’s insurance status.

Se ha lesionado en el trabajo pero su empresa no tiene seguro de indemnización por accidente laboral: ¿y ahora qué?

No hace falta decirlo, pero un empresario debe tener un seguro de indemnización por accidentes laborales. Es lo mejor para el negocio. Si no lo tienen, no sólo están sujetos a multas y sanciones, sino que tienen que lidiar con la preocupación constante de que los empleados se lesionen en el trabajo. No tener seguro de accidentes laborales también fomenta un mal ambiente de trabajo. Si estás leyendo este post, puede que sepas de lo que estoy hablando. No hay nada peor que trabajar para alguien que crees que no tiene en cuenta tus intereses. Pero no te preocupes, si sufres una lesión laboral en una empresa como esta, los abogados expertos en compensación laboral de Donahoe Kearney tendrán en cuenta tus mejores intereses y habrá soluciones para ti.

Suele haber dos opciones para recibir prestaciones en este caso:

1. You can sue your employer. It’s important to understand that filing a workers’ compensation claim is NOT suing your employer. But, if your employer doesn’t have workers’ compensation insurance, how do you get your money? How do you avoid getting behind on bills related to your work injury? You have to sue your employer for your workers’ compensation benefits. Washington D.C. courts are very open to this.
2. You can also file a traditional workers’ compensation claim, through the Department of Employment Services. This will require a formal hearing, but will still be an effective way to receive the workers’ compensation benefits owed to you for your work injury. Many times if the company doesn’t have workers’ compensation insurance, they don’t even show up to the hearing. So, it will be up to us to convince the judge that you deserve workers’ compensation benefits for your work injury, and that will be easier to do without opposition.

Let Us Help You Get Everything You’re Entitled To

With a serious work injury, you have enough to worry about. Recovery, rehab, new medical bills, worries about your check coming on time. A whole new legal system with new requirements and terms – like light duty and utilization review and vocational rehabilitations and filing the right claim forms can all be overwhelming – so we take care of all of that for you. Our clients only have to worry about getting better. Contact us today at 202-393-3320.