How Do You Find Out If Your Employer Has Workers’ Compensation Insurance?

After your work injury, your supervisor should provide information to you about how to file your workers’ compensation claim. Normally, your employer will immediately notify the insurance company and give you paperwork that you will need to fill out.

If your employer does not follow these steps after your work injury, they may not have workers’ compensation insurance. If you are still unsure about the status of your employer’s coverage, the Washington D.C. Office of Workers’ Compensation has a free online tool available that can verify your employer’s insurance status.

You’ve Been Injured At Work But Your Employer Doesn’t Have Worker’s Compensation Insurance – Now What?

This goes without saying, but an employer should have workers’ compensation insurance. It’s just better for business. If they don’t, not only are they subject to fines and penalties, but they have to deal with the constant worry of employees getting injured at work. Not having workers’ compensation insurance also fosters a bad work environment. If you’re reading this post, you may know what I’m talking about. Nothing is worse than working for someone who you think doesn’t have your best interest in mind. Don’t worry though, if you experience a work injury at a company like this, the experienced workers’ compensation attorneys at Donahoe Kearney will keep your best interest in mind and there are solutions for you.

There are usually two options for receiving benefits in this case:

1. You can sue your employer. It’s important to understand that filing a workers’ compensation claim is NOT suing your employer. But, if your employer doesn’t have workers’ compensation insurance, how do you get your money? How do you avoid getting behind on bills related to your work injury? You have to sue your employer for your workers’ compensation benefits. Washington D.C. courts are very open to this.
2. You can also file a traditional workers’ compensation claim, through the Department of Employment Services. This will require a formal hearing, but will still be an effective way to receive the workers’ compensation benefits owed to you for your work injury. Many times if the company doesn’t have workers’ compensation insurance, they don’t even show up to the hearing. So, it will be up to us to convince the judge that you deserve workers’ compensation benefits for your work injury, and that will be easier to do without opposition.

Let Our Experienced Attorneys Help You Get Everything You’re Entitled To

With a serious work injury, you have enough to worry about. Recovery, rehab, new medical bills, worries about your check coming on time. A whole new legal system with new requirements and terms – like light duty and utilization review and vocational rehabilitations and filing the right claim forms can all be overwhelming – so we take care of all of that for you. Our clients only have to worry about getting better. Contact us today at 202-393-3320.