{"id":3648,"date":"2026-07-08T08:00:51","date_gmt":"2026-07-08T08:00:51","guid":{"rendered":"https:\/\/donahoekearney.com\/?post_type=faqs&#038;p=3648"},"modified":"2026-07-02T15:18:26","modified_gmt":"2026-07-02T15:18:26","slug":"should-i-sue-after-a-car-accident","status":"publish","type":"faqs","link":"https:\/\/donahoekearney.com\/faqs\/should-i-sue-after-a-car-accident\/","title":{"rendered":"Should I Sue After a Car Accident?"},"content":{"rendered":"<p>You may need to file a lawsuit after a serious car accident if the insurance company will not offer a fair settlement.<\/p>\n<p>But many car accident cases settle without ever going to court.<\/p>\n<p>Whether you need to sue depends on how badly you were hurt, how much insurance is available, and whether the insurance company is willing to pay a fair amount.<\/p>\n<h4><strong>When You May Need to File a Lawsuit<\/strong><\/h4>\n<p>A lawsuit may be necessary when you suffered serious injuries and the insurance company refuses to make a reasonable offer.<\/p>\n<p>This may include a crash that led to:<\/p>\n<ul>\n<li>Surgery or a hospital stay<\/li>\n<li>Months of physical therapy<\/li>\n<li>A long time away from work<\/li>\n<li>Ongoing medical care<\/li>\n<li>A permanent injury<\/li>\n<\/ul>\n<p>The more serious your injuries are, the more important it is to understand what you may need in the future before accepting a settlement.<\/p>\n<h4><strong>Can Your Case Settle Without Going to Court?<\/strong><\/h4>\n<p>Yes. Many car accident cases are settled directly with the insurance company.<\/p>\n<p>If the insurance company offers an amount that fairly covers your medical bills, missed work, future care, and how the crash has affected your life, filing a lawsuit may not be necessary.<\/p>\n<p>The goal is not to sue just to sue. The goal is to choose the option that actually helps you and your family move forward.<\/p>\n<h4><strong>How Much Insurance Is Available?<\/strong><\/h4>\n<p>Before filing a lawsuit, your lawyer also needs to find out how much insurance is available.<\/p>\n<p>Winning a case does not always mean there will be enough insurance to pay the full amount.<\/p>\n<p>Your own uninsured or underinsured motorist coverage may also help if the driver who caused the crash does not have enough insurance.<\/p>\n<h4><strong>What If Your Injuries Are Minor?<\/strong><\/h4>\n<p>Not every accident needs to turn into a lawsuit.<\/p>\n<p>If you recover quickly and the insurance company makes a fair offer, your case may be settled without spending the extra time involved in going to court.<\/p>\n<h4><strong>Talk With Us Before You Accept a Settlement<\/strong><\/h4>\n<p>Once you accept a settlement and sign the release, you usually cannot ask for more money later.<\/p>\n<p>If you were seriously injured in Washington, D.C., Maryland, or Virginia, talk with us before you accept an offer from the insurance company.<\/p>\n<p>Call us at <a style=\"color: #3366ff; text-decoration: underline; font-weight: bold;\" href=\"tel:2023933320\">202-393-3320<\/a> or <a style=\"color: #3366ff; text-decoration: underline; font-weight: bold;\" href=\"https:\/\/donahoekearney.com\/contact-us\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">talk with us before you accept a settlement<\/a>.<\/p>\n<h4><strong>Watch Attorney Frank Kearney Explain When a Lawsuit May Be Necessary<\/strong><\/h4>\n<p>Attorney Frank Kearney explains when a serious car accident case may need to go to court and why many cases can still be settled without filing a lawsuit.<\/p>\n<div style=\"position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%;\"><iframe style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%;\" title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/rdbFQFodwyk?si=Bf9s_2Hf5jMXdNxS\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><br \/>\n<\/iframe><\/div>\n<hr \/>\n<h4><strong>Related Resources<\/strong><\/h4>\n<p><a style=\"color: #3366ff; text-decoration: underline; font-weight: bold;\" href=\"https:\/\/donahoekearney.com\/contact-us\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">If You Were Seriously Injured in a Car Accident, Get Help Now<\/a><\/p>\n<p><a style=\"color: #3366ff; text-decoration: underline; font-weight: bold;\" href=\"https:\/\/www.youtube.com\/watch?v=lREMbPyUM9k\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">How Long Does a Car Accident Case Take in DC, Maryland, and Virginia?<\/a><\/p>\n<p><a style=\"color: #3366ff; text-decoration: underline; font-weight: bold;\" href=\"https:\/\/www.youtube.com\/watch?v=jquNaCwLdlU\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Hospital Bills and Recovery After a Serious Car Accident<\/a><\/p>\n","protected":false},"author":7,"featured_media":3649,"parent":0,"menu_order":0,"template":"","faqs_category":[19],"class_list":["post-3648","faqs","type-faqs","status-publish","has-post-thumbnail","hentry","faqs_category-motor-vehicle-accidents"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"Learn when a lawsuit may be needed after a serious car accident in DC, Maryland, or Virginia and when a car accident settlement may be enough.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Grace\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/donahoekearney.com\/faqs\/should-i-sue-after-a-car-accident\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 5.0.4\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Donahoe Kearney, PLLC - Personal Injury 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