{"id":2928,"date":"2024-11-14T20:08:56","date_gmt":"2024-11-14T20:08:56","guid":{"rendered":"https:\/\/donahoekearney.com\/?p=2928"},"modified":"2025-05-13T20:37:24","modified_gmt":"2025-05-13T20:37:24","slug":"excuses-workers-comp-insurance-uses-to-delay-your-payments","status":"publish","type":"post","link":"https:\/\/donahoekearney.com\/blog\/excuses-workers-comp-insurance-uses-to-delay-your-payments\/","title":{"rendered":"Excuses Workers&#8217; Comp Insurance Uses to Delay Your Payments"},"content":{"rendered":"<p>When you get hurt at work, dealing with workers&#8217; comp can feel overwhelming. Even with a legitimate injury, the insurance company might use tactics to delay or deny your benefits. They\u2019re experts at this game, but don\u2019t worry\u2014we know how to fight back.<\/p>\n<h2>Here are three common excuses workers&#8217; comp insurance companies use and how we handle them.<\/h2>\n<h4>1. &#8220;We Need a Medical Release to Get Your Records.&#8221;<\/h4>\n<p>Insurance companies often ask injured workers to sign a medical authorization form. However, what they don\u2019t tell you is that these forms usually allow them access to <em>all<\/em> your private medical information\u2014from counseling records to treatments you received years ago.<\/p>\n<p>So, what does this have to do with the injury you just suffered at work? Absolutely nothing. Instead, they\u2019re fishing for something to use against you.<\/p>\n<p>This is why I never let my clients sign these forms\u2014I tear them up right in my office. Instead of giving them free access to irrelevant information, you can request the specific records they need from your doctor and send them yourself. That way, you stay in control of your privacy while giving them only what\u2019s relevant.<\/p>\n<h4>2. &#8220;We Need Your Recorded Statement.&#8221;<\/h4>\n<p>By the time they ask for your statement, the insurance adjuster has already spoken to your boss, coworkers, or anyone else who might know about the incident. If they think you\u2019re faking the injury or that it didn\u2019t happen at work, they\u2019ve likely already decided.<\/p>\n<p>So, why ask for a recorded statement? Because they\u2019re looking for ways to twist your words. For example, adjusters do hundreds\u2014sometimes thousands\u2014of these interviews and know exactly how to trip you up, especially if you\u2019re in pain or on medication.<\/p>\n<p>This is precisely why I never let my clients give recorded statements. If they\u2019ve already done one before hiring me, I work hard to ensure any errors or omissions are corrected before they\u2019re used against them. In the end, we make sure their statement accurately reflects what really happened.<\/p>\n<h4>3. &#8220;We\u2019re Waiting for Authorization From Your Employer.&#8221;<\/h4>\n<p>This excuse is pure stalling. Verifying workers&#8217; comp coverage and confirming someone was injured on the job takes minutes\u2014not days or weeks. Unless your employer claims you\u2019re lying about the injury (which rarely happens), there\u2019s no legitimate reason for delays.<\/p>\n<p>Unfortunately, workers&#8217; comp laws in D.C. don\u2019t include immediate remedies for unjust delays. For this reason, you\u2019ll need a lawyer who knows how to file for a hearing and force the insurance company to do what\u2019s right. Without this step, they may continue dragging their feet indefinitely.<\/p>\n<h2>Contact Us for Help With Your Workers&#8217; Comp Case<\/h2>\n<p>If you\u2019re dealing with delays or denials after a serious work injury, you don\u2019t have to face it alone. Our experienced team is here to help you navigate the complicated workers&#8217; comp system and fight for the benefits you deserve.<\/p>\n<p>Call us at <span style=\"text-decoration: underline;\"><strong><a href=\"tel:202-393-3320\">202-393-3320<\/a><\/strong><\/span> or <a href=\"https:\/\/calendly.com\/clientexperience\/15min?month=2024-11\"><span style=\"text-decoration: underline;\"><strong>click here to schedule a consultation<\/strong><\/span><\/a>. Let\u2019s get started today.<\/p>\n<p>&nbsp;<\/p>\n<p><iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/66RKJfAw-IM?si=3omnbkWub6kWhLkg\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you get hurt at work, dealing with workers&#8217; comp can feel overwhelming. Even with a legitimate injury, the insurance company might use tactics to delay or deny your benefits. They\u2019re experts at this game, but don\u2019t worry\u2014we know how to fight back. Here are three common excuses workers&#8217; comp insurance companies use and how [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":2929,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[10],"tags":[],"class_list":["post-2928","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-workers-compensation"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"Workers&#039; compensation insurers often delay or deny claims in D.C. 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