How to Prepare for a Workers’ Comp Insurance Adjuster
If you were hurt on the job, your employer’s insurance company will assign an insurance adjuster to your case.
What Is an Insurance Adjuster?
A typical adjuster has handled hundreds, even thousands, of cases over their career. Remember, the adjuster works for the insurance company, not for you. Their job is to manage your workers’ compensation claim while protecting the insurance company’s interests.
If they get you on the phone and you make a mistake or say the wrong thing, what you say can be used against your claim. Insurance companies may deny or delay benefits you are entitled to receive.
Before you speak to an adjuster or sign any forms, make sure you understand what you are being asked.
Most people have no idea how the workers’ comp process works until they get hurt. You don’t have to figure it out by yourself. Start by understanding the details of how your accident happened, your injuries, and the DC workers’ compensation process.
Are Insurance Adjusters on Your Side?
Attorney Frank Kearney explains what an insurance adjuster’s job really is, what they are trying to do, and why you need to be careful when talking to them after a work injury.
Be Cautious When Speaking With an Adjuster
Do not sign forms from the insurance company until you understand what you are signing and how it could affect your claim.
It is not the insurance adjuster’s job to give you legal advice or protect you. They work for the insurance company.
Attorney Frank Kearney wrote Protect Your Rights: The Ultimate Guide to DC Workers’ Compensation to help injured workers understand the workers’ comp process and avoid mistakes that can hurt their claim.
Frank has more than 30 years of experience and is Board Certified in Civil Trial Law by the National Board of Trial Advocacy.
Talk to Attorney Frank Kearney About Your DC Workers’ Compensation Case
If you were injured at work and have questions about dealing with the insurance adjuster, call 202-393-3320 or book your free consultation.
