Skip to main content

Why Should We Allow Insurance Companies to Practice Medicine?

| Frank R. Kearney

Insurance Companies Shouldn’t Be Calling The Shots On Your Medical Treatment.

We couldn’t agree more. Any reasonable person can see that if a doctor prescribes a treatment unless that treatment can be proven to be unreasonable, then the insurance company should authorize it. But the burden of proof should be on the insurance company, not the patient or the prescribing doctor.

Sure, there are fraudulent people out there who try to connive their way into receiving prescription medications, and wayward doctors who over-prescribe or are otherwise corrupt. But we think it’s safe to assume that’s not the norm. There should be clear parameters for what would preclude a person from receiving a certain type of treatment, and it surely shouldn’t be decided by utilization reviews or ‘independent’ medical exams.

Due to crazy laws like ERISA, insurance companies have way too much power when it comes to authorizing your medical treatment and paying out your claim. With such slanted legislation favoring insurance companies, claimants who have a long-term disability claim could be out of luck when it comes to appealing a denied claim. Anyone who has a chance of winning their claim based on the “administrative record” will do so only with an experienced attorney by their side.

by Frank R. Kearney, Attorney-at-Law

Experienced DC Workers’ Comp, Long Term Disability & Accident Lawyer,

News Categories
Let’s Get Started
Request A Free, Confidential, No-Obligation Consultation
  • Story Of Success

    Communication is key

    March 12, 2026

    I had a great experience working with Donahoe Kearney. Frank, Paul, and Grace did an excellent job helping me reach a settlement and made the whole process much easier to deal with.

    I worked with Paul a lot throughout the case, and he was always professional, responsive, and easy to communicate with. What I appreciated most was how he kept everything short, clear, and straight to the point. He explained things in a way that was easy to understand and kept me informed every step of the way.

    Thanks to his hard work and guidance, we were able to reach a good settlement. I would definitely recommend Frank and Paul to anyone looking for a lawyer. They are knowledgeable, efficient, and truly work for their clients. Make sure you read the awesome newsletters they are great! Thank you!

    Evan Walton
  • Story Of Success

    Communication is key

    March 12, 2026

    I had a great experience working with Donahoe Kearney. Frank, Paul, and Grace did an excellent job helping me reach a settlement and made the whole process much easier to deal with.

    I worked with Paul a lot throughout the case, and he was always professional, responsive, and easy to communicate with. What I appreciated most was how he kept everything short, clear, and straight to the point. He explained things in a way that was easy to understand and kept me informed every step of the way.

    Thanks to his hard work and guidance, we were able to reach a good settlement. I would definitely recommend Frank and Paul to anyone looking for a lawyer. They are knowledgeable, efficient, and truly work for their clients. Make sure you read the awesome newsletters they are great! Thank you!

    Evan Walton
  • Story Of Success

    Communication is key

    March 12, 2026

    I had a great experience working with Donahoe Kearney. Frank, Paul, and Grace did an excellent job helping me reach a settlement and made the whole process much easier to deal with.

    I worked with Paul a lot throughout the case, and he was always professional, responsive, and easy to communicate with. What I appreciated most was how he kept everything short, clear, and straight to the point. He explained things in a way that was easy to understand and kept me informed every step of the way.

    Thanks to his hard work and guidance, we were able to reach a good settlement. I would definitely recommend Frank and Paul to anyone looking for a lawyer. They are knowledgeable, efficient, and truly work for their clients. Make sure you read the awesome newsletters they are great! Thank you!

    Evan Walton
Free Book

Protect Your Rights: The Ultimate Guide To D.C. Workers’ Compensation


We Will Send You An Actual Book In The Mail – Discover The Truth About DC Workers Compensation